28 List including business vocabulary and expressions. terms
Hi, I'm a second-year foreign languages' student (English and Japanese) and this glossary was produced as part of a translation course linked to the professional world.
Here is a short list of 28 common terms that may help us to understand US press.
I registered the words I read in American magazines that sometimes had been difficult to assimilate.
Definitions and examples I used come from https://dictionnary.cambridge.org/
Pictures are from https://fr.dreamstime.com.
I am submitting this glossary to you:
ACCRUED INTEREST
noun
For a particular period, interest that has not been paid or received.
Example: The loan of $62,500 plus accrued interest was repaid in full in September.
en: Intérêts échus
ACUMEN (have business acumen)
noun
Skill in making correct decisions and judgments in a particular subject, such as business (or politics).
Example: She has real business acumen.
en: Flair (avoir le sens des affaires)
APPRECIATION
noun
An increase in the value of something.
Example: New funds are generated by the appreciation of our assets.
en: Plus-value
ARREARS
noun, plural
Money that is owed and should already have been paid.
Example: He ran into difficulties with his mortgage, building up more than $18,000 arrears.
en: Arriérés de paiement
ASSETS
noun, usually plural
Something that is owed by a person, company, or organization, such as money, property, or land.
Example: The company reported total assets worth $1.9 million.
en: Actifs financiers
AUDIT
noun
An examination of the accounts of a business, usually by experts from outside the business.
Example: We conducted an audit of the accounts for the year 2009/10.
en: Procédure de contrôle
BAIL someone/something OUT
phrasal verb
To help a person or organization that is in difficulty, usually by giving or lending them money.
Example: She keeps running up huge debts and asking friends to bail her out.
en: Renflouer
BALANCE
noun, usually singular
The amount of money you have in a bank account, or the amount of something that you have after you have spent or used up the rest.
Example: Once we know how much money we'll need, let's spend the balance.
en: Solde (bancaire)
BOOKS
noun, plural
The written records of money that a business has spent or received.
Example: At the end of the year, the accountant goes over the books.
en: La comptabilité (les comptes)
BREAK-EVEN POINT
noun
The point at which a business starts to make as much money as it has spent on a particular product, activity, etc.
Example: We calculated that our break-even point would be 9,000 units sold.
en: Seuil de rentabilité
COMPENSATION
noun
Money that is paid to someone in exchange for something that has been lost or damaged or for some problem.
Example: He received $40,000 in compensation for a lost eye.
en: Indemnité
DUN
verb
To demand money from someone
Example: He claimed he would rather go to prison than continue being dunned by the taxman.
en: Presser (réclamer de l'argent)
GRAFT
noun
Illegal activities involving dishonest use of power and money.
Example: Corruption in government is common, and several elected officials are suspected of graft.
en: Pot-de-vin
HOT MONEY
noun
Money that is moved, for example, from one bank or country to another, to make a profit from high interest or exchanges rates.
Example: Wouldn't the hot money attracted by high rates be moved when these rates fell?
en: Capitaux fébriles
INCREMENT
noun
Series of amounts that increase in a total.
Example: She was in the habit of saving in small increments each week.
en: augmentation (profit)
IOU
noun, abbreviation for I OWE YOU
A written promise to pay back money owed.
Example: I'll give you an IOU for the loan.
en: Reconnaissance de dette
MEGABUCKS
noun, informal
Very large amounts of money.
Example: They both earn megabucks.
en: Sommes d'argent considérables (un fric fou)
REBATE
noun
Money that is returned to you after you pay for goods or services, done in order to make the sale more attractive.
Example: Chrysler announced cash rebates of $1000 on some trucks.
en: Rabais
RECOUP
verb
To get back money that has been spent or lost.
Example: It takes a while to recoup you initial costs when you begin a new business.
en: Amortir
SAGGING
adjective
Lower or less strong.
Example: The sagging dollar is a cause for concern.
en: Qui fléchit
SLUMP
noun
A sudden fall in prices, amount, or value, or a period of a time when something is in bad state.
Example: A slump in the economy.
en: Marasme (période économique difficile)
SPLURGE
verb, informal
To spend money on something that is more expensive than you usually buy.
Example: We could save the money or splurge on a new car.
en: Faire des folies, flamber
TAKE-HOME PAY
noun
The amount of money that you earned each month after tax, etc.has been taken away.
Example: Non-mortgage debt payments shouldn't exceed 10 to 15% of monthly take-home pay.
en: Salaire net
TAKINGS
noun
The money that a business gets from selling goods or services during a particular period.
Example: Most of its takings come from selling services to the business market.
en: Recettes
THRIFTY
adjective
The careful use of money, esp by avoiding waste.
Example: They have plenty of money now, but they're still thrifty.
en: Econome
UNDERCHARGE
verb
To ask someone to pay less than the real price or value of a product or service.
Example: The investigation found that some supermarkets were undercharging.
en: Sous-facturer
WELFARE
noun, to be on WELFARE
A system of payments by the government to people who are ill, poor, or have no job.
Example: I didn't want to be on welfare.
en: Aide sociale
YIELD
verb
To supply or produce something positive such as a profit.
Example: Some mutual funds are currently yielding 15% on new money invested.
